COVID-19 Resources For Employees

If you are an employee of Gill Grilling, or really of any company, this post is designed to help you keep track of the different resources available for you during this time.  These benefits are separate from, and in addition to, the wages and PTO that we have already been communicating with you about.\

CARES Act

Summary: Also known as “Phase 3” of the federal government relief package, this act allocates $2 trillion in aid.  For out-of-work employees, there would be tremendous unemployment benefits, including an extra $600 per week on top of what you are already getting, plus the federal government will continue paying unemployment benefits for 13 more weeks after your state stops making payments.

What, If Anything, Is Unclear: The bill as of today has not been signed into law yet.  This is expected on March 27th.  It’s still unknown what provisions will be in the final version, or how to apply for benefits.

What To Do: Stay up do date with the news, this blog post, and government websites.

More Info

2019 Income Taxes

Summary: The IRS and many states have delayed the deadline for filing income taxes for 2019 and paying any money you owe.  Instead of April 15th tax day, it’s now July 15th.

What, If Anything, Is Unclear: It still may be best to file your taxes as soon as you can.  If you are owed a refund, you’ll get it faster.  If you owe money, you can file now and then wait 90 days

What To Do: Talk with your tax professional to figure out the plan that’s best for you.

More Info

Mortgage Payments

Summary: For many mortgages, including those part of Freddie Mae and Freddie Mac, you may be able to not make payments for up to 12 months.  For mortgages insured by the FHA, there are no foreclosures or evictions for 60 days.

What, If Anything, Is Unclear: You should check with your mortgage lender to see if your specific mortgage qualifies.  There do not appear to be the same requirements for people who are renting, so you should check with your property manager.

What To Do: Ask your mortgage lender to see if you can stop making payments temporarily without it affecting your credit.

More Info–Foreclosures
More Info–Delaying Payments

Families First Coronavirus Response Act

Summary: If you miss work because you have a COVID 19 infection, or you are seeking a medical diagnosis for your symptoms, or caring for a person who is, you are entitled to up to 80 hours of paid leave.

What, If Anything, Is Unclear: At many of our job sites, there is no work available right now.  We don’t know if it’s possible to “miss work” if there is no work available, at least in terms of how this law defines it.

What To Do: If you are experiencing symptoms, or caring for someone who is, email office@gillgrilling.com.

More Info